Compound vs Kubera
The short answer: Kubera is a premium global net worth balance sheet with thousands of account connections, priced in US dollars. Compound is built for Australia: super locked until 60, trusts and SMSFs, Australian tax in the projection, priced in Australian dollars. If your wealth is spread across countries and institutions, Kubera; if it is Australian, Compound.
We make Compound, so read this knowing that. Every fact about Kubera below is from its own public pages as at the date above (sources at the bottom), and anything we could not confirm is left out rather than guessed. If something has changed, tell us and we will fix it.
Side by side
| Compound | Kubera | |
|---|---|---|
| Price | A$149/year or A$14.99/month; 7 free days, no card needed | Paid, priced in US dollars (see their pricing page) |
| Bank connections | No bank logins: manual-first, with bank-statement import (CSV, Excel, PDF) | Yes: thousands of institutions through aggregators (Plaid, Yodlee and others) |
| Shares & ETFs | Yes: ASX and US shares and ETFs at live prices, in A$ | Yes, through brokerage connections or manually |
| Property | Yes: value, loans, offsets, usable equity, rental cash flow, development feasibility | Yes, as a value |
| Crypto | Yes: exchange read-only keys or public wallet addresses | Yes, including wallets and DeFi |
| Trusts, companies, SMSF | Yes: personal, joint, family trust, company, SMSF | Nested portfolios on its top plan |
Where Kubera is the better choice
- Breadth of automatic connections across countries and institutions.
- Crypto depth: wallets, DeFi and NFTs.
- Estate features such as a beneficiary switch, and an MCP server for AI assistants (Compound has both of these too).
Where Compound is the better choice
- Australian rules: super modelled as locked until preservation age, Australian tax and capital gains in the projection, and HECS as a liability.
- Property depth: loans, offsets, usable equity, rental cash flow, borrowing power.
- Tax time: an EOFY pack per entity (individual, trust, company, SMSF).
- Priced in Australian dollars: A$149 a year.
Which should you pick?
If your wealth spans several countries and you want everything connected automatically, Kubera is built for that.
If you are Australian with Australian property, super and structures, Compound models them properly and costs less.
Common questions
Does Kubera work in Australia?
Kubera is a global product and supports ASX-listed shares and manual assets. It does not model Australian super preservation or tax, which is where Compound is built to be different.
Can I ask Claude or ChatGPT about my numbers in Compound, like Kubera?
Yes. Compound has a read-only MCP server, so Claude, ChatGPT or any MCP client can answer questions from your own Compound account.
Sources for Kubera, checked 7 October 2026: www.kubera.com/, help.kubera.com/article/143, help.kubera.com/article/173-ai-assistants-part-2. Compound’s own details: pricing, features.
See your own numbers in Compound
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