Compound vs Auravest
The short answer: Auravest is an Australian web wealth dashboard with an AI assistant: cash, super, property, shares and crypto in one net worth view, Up Bank synced through its official API, and Monte Carlo retirement stress tests. Compound tracks the same classes plus a business, goes deeper on property (loans, offsets, usable equity, cash flow), covers trusts and companies as well as SMSFs, runs on iOS and Android as well as the web, and projects your financial-independence year deterministically with Australian tax and super rules. Pick Auravest if you bank with Up and like probability-style projections; pick Compound for property, structures, couples and a projection you can audit line by line.
We make Compound, so read this knowing that. Every fact about Auravest below is from its own public pages as at the date above (sources at the bottom), and anything we could not confirm is left out rather than guessed. If something has changed, tell us and we will fix it.
Side by side
| Compound | Auravest | |
|---|---|---|
| Price | A$149/year or A$14.99/month; 7 days free, cancel anytime | Pro A$18.99 a month; 3-day free trial, then monthly; 30-day money-back guarantee |
| Free plan | No free plan | No free plan stated: "free to start" is the 3-day trial |
| Bank connections | No bank logins: manual-first, with bank-statement import (CSV, Excel, PDF) | Up Bank synced through a personal access token on Up's official API; other banks by statement upload (CSV, PDF, Excel, OFX, QIF) or manual entry |
| Shares & ETFs | Yes: ASX and US shares and ETFs at live prices, in A$ | Yes: ASX shares and ETFs |
| Property | Yes: value, loans, offsets, usable equity, rental cash flow, development feasibility | Yes, including investment property equity |
| Super | Yes, modelled as locked until preservation age (60) | Yes, including industry super funds |
| Crypto | Yes: exchange read-only keys or public wallet addresses | Yes, as its own asset class |
| Trusts, companies, SMSF | Yes: personal, joint, family trust, company, SMSF | SMSF: holdings can be flagged as SMSF-held; trusts and companies are not mentioned |
| Financial-independence projection | Yes: your "Freedom Year", with Australian tax, CGT and super access modelled | Yes: Monte Carlo retirement stress tests (up to 50,000 paths), wealth trajectories at conservative, balanced and growth returns, and a "freedom number" |
| Budgeting | Yes: income, spending and monthly surplus | Yes: budgets built on after-tax income using Australian tax brackets |
| Tax time | Yes: EOFY pack per entity for your accountant (not tax advice) | Not mentioned as a feature (a separate free crypto CGT calculator is linked from its site) |
| Platforms | Web, iOS, Android | Web (progressive web app added to your home screen); iOS and Android apps "coming soon" |
| Made in | Australia (Sabea Tech Pty Ltd) | "Made in Australia"; the operating company is not named |
Where Auravest is the better choice
- Up Bank: balances and transactions sync on demand through Up's official API. Compound has no bank feeds by design.
- Monte Carlo retirement stress tests, with up to 50,000 simulated paths, alongside its wealth trajectories.
- A 30-day money-back guarantee on top of the trial.
Where Compound is the better choice
- Price: A$149 a year (about A$12.42 a month) or A$14.99 a month, against A$18.99 a month.
- Property depth: loans, offsets, usable equity, rental cash flow, borrowing power and development feasibility, not just equity.
- Structures: family trusts and companies as well as SMSFs, each on its own or combined.
- The projection is deterministic and auditable: every assumption is visible, Australian tax and capital gains are modelled, and super stays locked until 60. AI never does the maths.
- Couples in one household view, a business as an asset, an EOFY tax pack per entity, and native iOS and Android apps today.
Which should you pick?
If you bank with Up, want it synced automatically, and like seeing retirement as a probability band, Auravest fits.
If you hold investment property, a trust or a company, track wealth as a couple, want native apps now, or want a projection you can check line by line, Compound is built for that. You get 7 days free, cancel anytime, to see your own numbers in it first.
Common questions
Is Auravest free?
No. Its site says "free to start", which is a 3-day trial, then Pro is A$18.99 a month with a 30-day money-back guarantee. Compound is A$149 a year or A$14.99 a month, and every new account starts with 7 days free, cancel anytime.
Does Auravest connect to my bank?
To Up Bank, through a personal access token on Up's official API. Other banks are added by statement upload or by hand. Compound never asks for bank logins: you add what you own, listed holdings update from live prices, and you can import bank statements and contract notes.
Which projection should I trust?
They answer different questions. Auravest runs Monte Carlo simulations and shows a spread of outcomes. Compound projects one year, deterministically, from your real numbers with Australian tax, capital gains and super access modelled, and shows every assumption so you can change it. Neither is financial advice.
Does Auravest have an iPhone or Android app?
Not yet: its site says native apps are coming soon and it runs as a web app you add to your home screen. Compound has native iOS and Android apps as well as the web.
Sources for Auravest, checked 1 November 2026: auravest.ai/, auravest.ai/australian-wealth-tracker-app. Compound’s own details: pricing, features.
See your own numbers in Compound
Property, super, shares, cash, crypto and business in one view, and the year your investments could fund your life. 7 days free, cancel anytime.
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