Your Personal CFO.
Compound is a net worth and wealth tracker built in Australia. Track your net worth, run your property portfolio’s numbers, get your tax ready and see when work becomes optional.
Get the app: App Store · Google Play · all download options
How it works
- Answer a few questions — your age, what you earn, what life costs. About five minutes.
- Add what you own — property, super, shares and ETFs, cash, crypto, a business, and the loans against them.
- See your Freedom Year — the year your investments could cover your living costs for life.
What Compound does
- Your Freedom Year — the year work becomes a choice, modelled for tax and for super locked until 60.
- Everything you own — property, super, shares, cash, crypto and business on one screen.
- Property, analysed — usable equity, weekly cash-flow, yield, LVR and a forecast.
- Scenarios — change one thing and watch the year move.
- Automatic tracking — forward a contract note, or connect an exchange read-only, and the portfolio keeps itself current.
- Tax time — one card at a time for your pay, rentals, shares, crypto and each entity, finished as a pack for your accountant or the myTax steps.
- All features — budget, portfolio, borrowing power, developments, SMSF, couples, goals, the bigger picture and Pip.
What is Compound?
Compound is a net worth tracker, wealth tracker and budget app built in Australia. It brings property, superannuation, shares and ETFs, cash, crypto and business together in one live view, tracks your budget and monthly surplus, and projects the year your investments could fund your life: your financial independence year, modelled properly for tax and for super staying locked until 60. At tax time it prepares your year for your accountant, or for myTax if you lodge yourself. Every account starts with 7 free days, no card needed: at the end you pick a plan or it simply closes, and nothing is charged unless you choose one. Compound runs on iPhone, Android and the web.
Explore the share and ETF tracker, the property portfolio tracker, the personal finance app, the EOFY tax report for investors, the bill checker, the FIRE calculator, or download the app.
Reviewed on ProductReview.com.au
★★★★★ 5.0 out of 5
Compound allows me track bank accounts, shares and property all in the one app. I can view the year I become financially independent but also use their calculators and budgeting tools to run scenarios and watch how that freedom year is impacted. One of my favourite features is that my wifes account and my account can be linked so our financial goals are visualised and aligned.
I’ve been using Compound for a while now and it’s helped me consolidate everything into a single portal. It’s easy to use, gives me all the important info at a glance and helped us make more informed financial decisions
What a fantastic and innovative app this is. It has helped me combine all my finances in one place rather than having to check 5-10 individual apps. Keep the new features coming Compound!
Could not recommend this app enough! It has allowed me to sit down and really look at my finances. I now have a clear goal and know exactly what to do to get there. Well done to the team at Compound for creating such an innovative product.
Such a great app - combines all my assets in one place and models when I can stop work. It is so accurate, customer service is great, app is slick and works well. Data secure and never had an issue. Highly recommend
Common questions
What does Compound cost?
Compound Pro is $149/year or $14.99/month. Pro covers live market prices, budgeting, property analysis and your financial-independence year. For context, ongoing financial advice costs the typical Australian $4,668 a year (median ongoing fee, Adviser Ratings 2025). Compound is a tool, not advice.
Is Compound AI-based?
The projections are not AI. Compound uses a deterministic model: your income, spending, super and property, compounded year by year using published long-run rates, with every assumption visible in the app and yours to change. There is an optional AI assistant for asking questions about your own numbers, but it never does the maths. We use AI tools to help build Compound, like most software teams; the model your money runs on is arithmetic, not a language model.
Does Compound connect to my bank?
No. Compound is manual-first: add what you own and it keeps market prices live for you, or import a bank statement (CSV, Excel or PDF). You never share bank logins with Compound.
What can I track with Compound?
Property, superannuation, shares and ETFs with live prices, cash, crypto and a business, plus the mortgages and debts against them. Works across personal, joint, family trust, company and SMSF entities, for yourself or as a couple.
Does Compound help with tax time?
Yes. The Tax tab takes you through the year one card at a time: your pay and work claims, each rental property, your shares and ETFs, your savings and crypto, grouped by who owns them, including trusts, companies and SMSFs. At the end you download a pack for your accountant or, if you lodge yourself, follow the myTax steps with your figures beside them. It organises your own records; it is not tax advice, and Compound is not a registered tax agent.
What devices does Compound work on?
Compound runs on iPhone and iPad, Android phones and tablets, and any modern web browser, with your data in sync across all of them. Get it from the App Store or Google Play, or use it on the web.