About you
First, two ages.
Compound models the year work could become optional, worked out from your numbers rather than averages. Six quick questions build your starting point.
About you
Who’s in your household?
About you
What does life cost you each month? (excluding your mortgage - that comes later)
Start from typical costs for a household like yours, then make them yours.
Covers day-to-day living: groceries, utilities, transport, insurance, phone and internet, everyday spending. It doesn’t include rent, your mortgage or other loan repayments; those are counted separately.
Include rent if you pay it. Leave out mortgage and other loan repayments, which are counted next.
About you
Any loan repayments, outside a mortgage?
Car loan, personal loan, HECS: the monthly repayments, not the balance. Your mortgage comes later, with your property.
About you
Yearly income, before tax.
However you earn it: salary or wages, self-employed income, or what your business pays you.
This sets what’s left to build wealth each month, plus employer super where it applies. Self-employed? Your super contributions can be fine-tuned in the app.
About you
Roughly how much super do you have?
A rough figure is fine, you can tighten it any time. Couples: your combined balance works here.
Your starting point
It’s ready.
Create your account to save your answers and see the year. Your model picks up exactly where you are, nothing re-asked.
Save my answers & see my year →Creating an account is free. If you choose to unlock the full model (Pro), it’s A$99 a year or A$9.99 a month, in Australian dollars.
A note from me: the public price of the full model is A$149 a year. Because you’re one of the first people using Compound, your rate is A$99 a year or A$9.99 a month, locked in for as long as you stay. It’s my thank you for being early and helping get this off the ground. — Mitch, founder
30-day money-back guarantee: if it’s not for you, reply to any email and we’ll refund it, no questions asked.
Compound is a wealth-tracking tool providing factual information from your own inputs. It is not financial product advice and is not a substitute for a licensed financial adviser. Advisers do things software can’t, including personal recommendations. Sabea Investments Pty Ltd does not hold an Australian Financial Services Licence. Projections are estimates from your assumptions, not predictions. Every subscription carries a 30-day money-back guarantee, in addition to your rights under Australian Consumer Law. Median ongoing advice fee referenced in our ads: Adviser Ratings, Australian Financial Advice Landscape (2025 data).