Navexa vs Sharesight (2026): Which Portfolio Tracker Is Better for Australian Investors?

By Mitchell Shad  ·  5 November 2026  ·  8 min read

Navexa and Sharesight are the two portfolio trackers Australian share investors most often weigh against each other, and they are closer than their marketing suggests. Both import trades from your broker, both work out performance properly (capital gain, dividends and franking credits, currency), and both produce the capital gains and taxable income reports your accountant asks for at tax time.

The differences are in price, in how much control you get over capital gains tax, and in what else each one can hold. This is a plain comparison of the two, with every fact and price taken from their own websites on 5 November 2026. Prices change, so check each site before you decide.

One declaration first: we make Compound, a whole-of-wealth tracker that is not a substitute for either tool. We cover where it fits at the end, briefly. The comparison itself is between Navexa and Sharesight.

The short answer

• Sharesight is the better choice if you want a free plan (up to 10 holdings), the lower entry price (Basic from A$9 a month billed annually), the biggest ecosystem of broker and software integrations, or a cheap way to get tax reports alone (the A$59 Tax Pack).
• Navexa is the better choice if capital gains tax is the thing you care about: it lets you choose the parcel-matching method (FIFO, minimise CGT, or hand-picking the parcels you sell on its Premium plan), models the CGT discount by entity (individual or trust, SMSF, company), and shows the tax on a sale before you make it. It also includes an AI agent and an API on every plan.
• If you hold wealth in several entities, compare the portfolio counts: Sharesight Standard gives you 4 portfolios for A$29 a month billed annually, Navexa Standard gives you 3 for A$25 a month and lets you add more at A$5 each.
• Neither tracks your whole position. Property with its loan, super, cash and a business sit outside both. If you want one number for everything you own and owe, you need a net worth tracker alongside, or instead.

Pricing in 2026 (AUD, including GST)

Two things stand out. Sharesight is cheaper to start with and has a free tier; Navexa has no free plan but gives you unlimited holdings and the full set of tax reports from its cheapest plan. The crossover is at the mid tier, where Navexa Standard (A$300 a year) is a little cheaper than Sharesight Standard (A$348 a year) but with one fewer portfolio.

Capital gains tax: where Navexa goes deeper

Both tools produce a capital gains tax report and a taxable income report (dividends, franking credits, distributions), and both handle dividend reinvestment and corporate actions such as splits and consolidations automatically. Navexa's reports map to the ATO's myTax field codes; Sharesight's Tax Pack bundles taxable income, capital gains and all-trades reports.

The difference is control. Navexa's whole pitch is "know your CGT before you sell": you can switch the parcel-matching method between FIFO and minimise CGT, pick exactly which parcels to sell on the Premium plan, and switch the entity between individual or trust, SMSF and company so the discount rate changes with it. Its Scenarios tool plans a whole year of sales the same way. For an investor who sells regularly and wants to manage the tax outcome, that is the feature to pay for.

Sharesight's capital gains report is the one most Australian accountants already know, and its unrealised capital gains report shows what a sale would cost today. It is less about choosing parcels and more about reporting what happened accurately, which for a buy-and-hold ETF investor is all that is needed.

Broker imports and integrations

Sharesight advertises about 200 broker, software and partner integrations, including CommSec, CMC Markets and Selfwealth, plus trade confirmation email imports (forward the contract note, the trade appears) and a Xero integration. It supports more than 700,000 shares, ETFs and funds across global markets.

Navexa lists 175+ brokers and exchanges with read-only access, including CommSec, nabtrade, CMC Invest, Selfwealth, Stake, Superhero, Pearler, Interactive Brokers and CoinSpot, and reads CSV, XLSX and XLS files for older history. It also imports from Sharesight itself, which makes switching straightforward.

For a typical Australian investor using one of the big brokers, both will import your trades automatically. If you use a less common broker or want your accountant's Xero to see the data, check Sharesight's partner list first. If you use several crypto exchanges, check Navexa's list, which is long on exchanges.

Crypto, property and other assets

Navexa treats crypto as a first-class holding taxed on the same CGT rules as shares, including the 12-month discount, so you do not need a second tool for a modest crypto position. It can also record an investment property as a holding in the same portfolio, which is useful for a single valuation line, though it does not model the loan, offset account or rental cash flow.

Sharesight tracks shares, ETFs and funds first, with cash accounts, unlisted investments and precious metals recordable, and a way to track your super fund as a holding. Crypto is supported, but it is not the product's focus.

Neither is a place to track a mortgage, an offset account, a car loan, a business or your household budget. See how to track shares and ETFs in Australia for what to record wherever you track them.

SMSFs, trusts and companies

A "portfolio" in both tools is effectively one tax entity: you, a joint account, an SMSF, a trust or a company. Navexa says so explicitly and sets the CGT discount by entity type. Sharesight's plans are sized by portfolio count too, and it has a long history with SMSF trustees and accountants.

If you have, say, a personal portfolio, a family trust and an SMSF, you need three portfolios: Navexa Standard (3) or Sharesight Standard (4). A fourth entity pushes Navexa to an add-on portfolio at A$5 a month or to Premium; Sharesight Standard still has room. Our guide to tracking SMSF and family trust investments covers what each structure needs recorded.

AI, API and the newer features

Navexa has leaned into AI: Roi, its AI agent, answers questions about your own portfolio in plain English on every plan, and it has a public API and an MCP server so you can connect Claude, Cursor and similar tools to your holdings. Sharesight has a developer API and a community forum; we did not see a comparable assistant on its consumer plans when we checked.

Whether that matters depends on you. For most investors the AI agent is a nice-to-have; for anyone who already runs their finances through an AI assistant, it is a real differentiator.

Trust, security and track record

Sharesight is a New Zealand company with an Australian presence, says 200,000+ investors use it, and is SOC 2 and GDPR compliant with two-factor authentication. Navexa is a Melbourne company (Navexa Services Pty Ltd), says it tracks more than A$6 billion of portfolio value, and shows a 4.5 rating from 355 Trustpilot reviews on its site. Both use read-only broker access: neither can place a trade or move money.

Which one should you pick?

• "I hold a handful of ETFs and want tax time to be painless." Sharesight. Start free, and buy the A$59 Tax Pack when you need the reports.
• "I sell often and want to manage my CGT, not just report it." Navexa. The parcel selection and entity-aware CGT modelling are the reason to pay.
• "I have shares and a real crypto position." Navexa, for crypto on the same CGT rules.
• "My accountant uses Xero and already knows Sharesight." Sharesight.
• "I want the lowest ongoing cost for a big portfolio." Compare Navexa Basic (A$240 a year, unlimited holdings, tax reports included) with Sharesight Standard (A$348 a year). Navexa is cheaper if one portfolio is enough.
• "I want an AI assistant or an API on my portfolio." Navexa.

Where Compound fits

Compound is not a share-tax tool and does not try to be. It tracks your whole position: property with loans, offsets and usable equity, super modelled as locked until preservation age, shares and ETFs at live prices, crypto, cash and a business, across your own name, trusts, companies and SMSFs, and projects the year your investments could fund your life with Australian tax in the maths.

Many investors run Sharesight or Navexa for trade-level detail and tax reports, and Compound for the net worth and the "when could I stop working?" question. We have sourced side-by-side pages for both: Compound vs Navexa and Compound vs Sharesight, and a broader look at Sharesight alternatives in Australia.

Sources

Navexa: navexa.com/au/pricing, navexa.com/au/individual-investors, navexa.com/au/integrations. Sharesight: sharesight.com/au/pricing, sharesight.com/au. All checked 5 November 2026.

This is general information, not financial or tax advice. Features and prices change, so check each provider's own site before deciding.