A budget app that connects to the bigger picture
Most budget apps stop at the end of the month: money in, money out, what is left. Useful — but it never answers the question that actually matters. What is all this saving for, and when does it get you somewhere?
Compound is a budget app built around that answer. Track your household income and expenses, see the monthly surplus you have available to invest, then watch that surplus feed straight into the year your investments could fund your life. Budgeting stops being a chore and becomes the lever on your independence year.
Income and expenses
Lay out what your household earns and what life costs, and see the monthly surplus you have left to invest.
The future-cost question
What will each cost look like once you’re self-funded? That future number, in today’s dollars, feeds your projection.
Surplus into progress
Every dollar of surplus you direct to investing moves your financial-independence year closer — and you can see it move.
Beyond this month
A budget with a horizon: connected to your net worth, your goals and the year work becomes a choice.
One place for everything
Your budget lives alongside your property, super, shares and net worth — not in a separate silo.
Common questions
Is Compound a budgeting app?
Yes. Compound includes a budget that tracks your household income, expenses and monthly surplus — and unlike a standalone budget app, it links that surplus to your long-term net worth and financial-independence year.
How is Compound different from other budget apps?
Traditional budget apps track this month in isolation. Compound connects your budget to the bigger picture: your surplus feeds a projection of the year your investments could fund your life, so budgeting has a visible payoff.
Does it connect to my bank?
Compound is a manual-first tool — you enter your income and expenses, which keeps you in control and works across every account and structure. This also means no bank credentials are ever shared.
Is the budget free?
Basic net worth tracking is free. The budget, together with your independence-year projection, goals and live prices, is part of Compound Pro.
Budget with a purpose
Compound brings property, super, shares, cash, crypto and business into one view — with your real net worth and the year you could reach financial independence.
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